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Spending made smarter

Easy-to-use cards, spend limits, approval flows, vendor payments, and more — plus an average savings of 5%1
Why Ramp
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Trusted by innovators and industry leaders

The card is just the start

Everything you need to control spend and optimize finance operations, all on a single platform.
Ramp Intelligence

AI-powered
workflows with:
Automatic bill pay

No more costly errors, manual data entry, or late payments. Ramp verifies that every invoice matches the PO, generates the bill, routes it for approval, and schedules the payment.
Ramp Intelligence

AI-powered
workflows with:
Frictionless expenses

Card swiped, expenses done. Ramp automatically matches receipts to transactions, writes memos, and gets smarter over time by learning from your spending patterns and coding history.
Ramp Intelligence

AI-powered
workflows with:
Smarter controls

Set it and forget it. Ramp intelligently routes the right transaction to the right limit, so you can confidently customize controls and enforce them at scale.
Global corporate card
Control your spend globally with unlimited cards and full visibility.
Expense management
Automate expense reporting and control employee expenses at scale.
Travel
Build custom travel policies and manage bookings in Ramp’s platform.
Accounting automation
Stay compliant, eliminate errors, and close your books faster.
Accounts payable
Pay bills faster with automated approvals, anywhere you spend.
Procurement
Centralize intake and get early spend visibility with an automated procurement experience. 
Trusted by innovators and industry leaders
As we scale we need tools that are built to scale with us - we need to see expenses in real time, we need to see duplicate spend. These types of insights are important to the health of our business.
Steve Padis, EVP Finance & Strategy
Read customer story
I’ve heard a lot of positive feedback from new team members about their experience onboarding with Ramp. They are invited to the platform and on that same day, they get a card and they’re able to start their work.
Sheila Ellis, Controller
Read customer story
We were in disbelief at how quickly we rolled out Ramp. We were not prepared for the speed of execution.
Roxane Cosnard des Closets, Senior Manager of Financial Systems
Read customer story

Save an average of 5%1 with Ramp

Designed to help you spend less time and money across your entire business.
Learn more

Set guardrails to prevent overspending

Stay in policy and on budget with proactive policy controls, configurable approvals, and AI-powered reconciliation.
Platform

Spend smarter, save every time

Use instant insights to get the best price on software, stop redundant spend before it happens, and make every dollar go further.
Intelligence

Set your team free

Keep everyone focused on the big picture, and let Ramp automate the rest: expenses, accounting, compliance, and more.
Accounting automation

Built to scale with you

Whether you’re building your business, expanding internationally, or cutting costs—Ramp works for you.
Integrate and stay synced
Seamlessly integrate Ramp with your accounting systems and consolidate your finance stack.
Operate globally
Send payments to 195 countries in over 40 currencies and reimburse employees in their local currencies within 2 days.
Completely flexible
Customize Ramp to fit your business and give you the controls you need with policies, roles, and approval workflows.
An extension of your team
Get dedicated support anytime, anywhere. We’re always ready to help.

Modern finance teams run on Ramp

See how 25k+ teams are building healthier businesses.
View all customer stories
Ramp was by far the easiest of all our systems to implement. We set it up, we issued cards to the folks that we know need cards, and it was very intuitive.
Jospeh Horn, VP Controller
What Ramp is doing is saving time for our staff on the front lines. These are the team members that go out and support our clubs and our communities, and saving them time directly impacts our mission.
Jason Penegar, VP Controller
Ramp has brought tangible value to our finance team, our global employee base, and to me personally. I am obsessed with Ramp.
Julia Hartz, CEO and Co-founder
Before Ramp, it was a process from the Dark Ages. We had people just doing expenses full time – it was miserable, there was no integration, everything was manual.
Michael Litwin, VP Controller
In the news
Most Innovative Companies 2024
Using generative AI to generate savings for businesses
#1 in Spend Management
"1000% improvement for our team"
#1 in Best Results
"Ramp has simplified our systems and we will never go back!"
G2 Best Software List 2024
"Finally an expense system that considers the user."
Disruptor 50 List 2023
Automating the most annoying part of having a job

Time is money. Save both.

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No personal credit checks or founder guarantee.
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Take a tour of Ramp

See how Ramp helps 25k+ businesses across multiple industries spend smarter and close books faster.
Watch demo video
4.8 stars
1,900+ reviews
About usWhy RampCareersEmerging talentCustomersHelp centerProduct announcementsAPI documentationVersus
Ramp Business Corporation
28 West 23rd Street, Floor 2
New York, NY 10010
Join the 25,000+ businesses simplifying their finances with Ramp
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© 2024 Ramp Business Corporation. “Ramp” and the Ramp logo are registered trademarks of the company.
The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively pursuant to license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association. All other trademarks and service marks belong to their respective owners.
1. We calculate average savings as a percentage of an illustrative customer's total card spending when using Ramp features designed to reduce business expenses. Keep in mind that this percentage is an estimate, not a guarantee. Ramp delivers savings from more than just card spending; savings can also come from non-card expenses so we may factor decreases to non-card spending into our calculation. For example, savings may result from reduced time spent on manual expense tracking, the financial benefit of cash back or other rewards, smarter expense monitoring, and eliminating costs associated with alternative solutions. Our calculations are based on platform data, industry research, customer surveys, and info on alternative options. Your actual savings may vary.
Please visit our Terms of Service for more details. Read our Editorial Guidelines and Privacy Policy.
Ramp Payments Corporation - NMLS 2371465, Ramp Financing Corporation - NMLS 2431387
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